Batu Permata: CRESTONIUM

CRESTONIUM

Cryptocurrency Bank

Pay anytime everywhere.

THE PROBLEM

In short, crypto-currency is a digital currency that is decentralized — there is no owner as bank or government; it is owned by the people. The advantage is zero fees and, in most cases, instant transactions from anywhere in the world.

Currently, there are many different kinds of crypto-currencies — over 1000+ of them. But there is no bank or crypto-currency bank that will allow the storage of the majority of them, and, more importantly, the spending of them. That is the problem with the modern crypto-currency age, and we are here to solve this problem.

There are several major factors in which Crestonium differs from their competitors. The most prominent one is 0% fees policy.

Another advantage is instant transfer, and the support of many different crypto-currencies.

On top of that, Crestonium offers 100% Token Holder Protection guarantee. The user will get a full refund of their original transaction if the value of CXS doesn’t appreciate 150% within 6 months of the end of ICO.

Security Issue

There are approximately 3.7 billion people with access to the Internet and approximately 2.1 billion people with mobile devices and majority of these people don’t currently have access to traditional exchange. These people are primed for the Cryptocurrency market.

Cryptocurrency can be used at an international level without experiencing any problems that are usually tied with the traditional currency. This, in turn, saves lots of time as well as money on the part of any business or individual which is otherwise spent in transferring money from one country to the other. Cryptocurrency operates at the universal level and hence makes transactions quite easy.

Spending Obstacles

The reluctance to spend one’s cryptocurrency holdings can be attributed to a few different reasons. First of all, most people believe the value of their digital currencies is going to continue to increase indefinitely. This isn’t an entirely irrational assumption, but baked into it is a very positive belief about the future performance of their investments.

High Cost of Transactions

Finally, you have the issue of the costs associated with selling cryptocurrency. Every exchange has its own fee structure and design, but as a general rule, users can expect to pay fees on a per transaction basis on top of a high exchange rate. This is fine if you are just looking to unload your cryptocurrency, but if you expect to be trading frequently or shopping with cryptocurrency, then this can be a significant cost. It is even impossible to purchase small items or products like coffee with cryptocurrency as the fees and exchange rates are just too high.

What is CRESTONIUM ?

Crestonium offers the seamless experience of sending and receiving currency globally at zero cost. We aim to provide unlimited usage to mainstream users as cryptocurrency becomes a phenomenon accepted by all. Crestonium was built, not only for storage, but for actual spending — which remains one of the significant challenges of modern cryptocurrency.

Crestonium prides itself as being one of the few cryptocurrencies out there with zero fees and transaction speed within a fraction of a second.

Formed within the blockchain, and subject to automatic execution upon the occurrence of pre-defined criteria/events and subject to certain conditions, CXS tokens are valid indefinitely and are the property of their respective holders. Crestonium Platform uses a standard OpenAPI so your contract will be automatically compatible with any wallet, and any other contract or exchange also using this standard.

Crestonium is offering not just a Mobile app but also a fully synchronized Desktop app. Crestonium connects your blockchain assets for everyday use. The credit card and banking license will allow us to be a hub for the blockchain ecosystem, to connect you to the real-world. We are using a protocol where every blockchain is connected which enables us to provide you with 0% fees. The blockchain ecosystem also allows us to scale for the masses and be more inclusive.

Solution

Secure

Crestonium is tailored for everyday use and provides a robust and secure environment for Cryptocurrency. Direct transactions and instant exchange are just some of the features of Crestonium. Accessible 24/7 worldwide on a laptop, desktop or mobile devices alike. Bank-grade security and next generation account protection. Encrypted SSL connection over HTTPS, 2-factor authentication and trusted IPs.

Storage and Spending

We provide a cryptocurrency storage of many crypto-currencies — BTC, LTC, ETH, BCH, XRP, EOS, XMR, XLM, NEO, ADA, TRX, DASH, XVG, IOT, ZEC, XRB, and the list is growing every day. That is many more accepted cryptocurrencies than any of our competitors. Many people believe in and own different cryptocurrencies, which is why this is a significant feature. The same goes for spending the cryptocurrencies as the same amount of different cryptocurrencies can also be spend.

Zero Cost of Transactions

You can spend many crypto-currencies and pay instantly without the necessity and hassle of having to exchange the cryptocurrency beforehand. All with 0% fees. Most of our competitors charge some kind of fee to increase their profits, but for us our community is the number one priority.

CRESTONIUM Benefits

We present a short preview of Crestonium’s advantages over other products currently on the market. You can see from the comparison that Crestonium provides many advantages over other cryptobanks including, but not limited to, Fully Customizable UI, Better Security, higher amount of supported cryptocurrencies and App localization.

Since cryptocurrency security is a significant issue in the modern cryptocurrency age, we offer a highly secure option of hardware and paper wallet. On the other hand, we still support Hosted wallet and Smart Contract for the users’ convenience.

The comparison table also shows that the more competition on the market, the better the situation for the community and the users. If other cryptobanks realize there are better products on the market perhaps they will adjust their policies and bring more advanced features and lower fees to their respective users.

CRESTONIUM Product

Lending and Earning

Additionally, we offer lending options for people who want to earn extra interest, as well as people who need to take a loan/credit. There will also be a decentralized solution available to choose from. As demonstrated in the picture below, the Lenders will be able to lend and get their return while the Borrower will be considered based on a Smart Advanced Scoring mechanism. If approved, the Borrower will get a loan facilitated by the Smart Contract.

100% Token Holder Protection Guarantee

One important feature that we’ve implemented into our ICO offering is a Protection guarantee to our Token Holders. If within 6 months (that is after the sale of ICO has ended) the value of CXS doesn’t increase by 150%, we will give our users back their purchase originally deposited and exchanged for CXS.

We believe in our product and aim to develop the best, which is why we offer this proposition. Hence the token holder has nothing to lose — either their investment will increase by 150% and they can sell or retain the CXS, or they can claim their original investment back. We do not guarantee investment return, but we do guarantee refund policy.

Crestonium Token Sale Offering

To stimulate growth and further the cause of Crestonium, we have designed a sales period pattern for our pre-ICO stage, of which you can become an early participant today. We offer extensive bonuses for our pre-sale period :

· Pre-Sale: 25–45% Extra Tokens

· 1st Sale Period: 15% Extra Tokens

· 2nd Sale Period: 10% Extra Tokens

· 3rd Sale Period: 5% Extra Tokens

The ICO pre-sale and sale period dates can be reviewed below.